Find Your Emerald Coast Home Live the Gulf Life!

Florida

1607 W 13th Street

Panama City , FL 32401

MLS#: 782795

$249,000

Status: Closed
Listing number: 782795
Listing provided by: Salty Marlin Realty LLC
Listing agent phone: None
Last update: 4 days ago
On site: a month ago
Browse Properties
Oakland Terrace Combs-Mathis Addition - Residential

Property

Beds

3

Full Baths

2

1/2 Baths

None

Year Built

1960

Sq.Footage

N/A

Beautifully Updated 3-Bedroom Home Near Oakland Terrace Park - Owner Financing Available! Discover this charming and newly updated 3-bedroom, 2-bath home offering just under 1,100 sq. ft. of efficient, comfortable living space—perfect for first-time home buyers or anyone seeking a move-in-ready property in a prime location. This home has received numerous recent upgrades, including a new roof in 2019, new vinyl plank flooring, and all-new interior and exterior paint, giving it a fresh, modern, and inviting feel. The good-sized yard is ideal for relaxing, gardening, or entertaining, and the property also includes a detached building equipped with electrical—perfect for a future bonus room, studio, or workshop. Located in a highly desirable area, you'll love being within walking distance to Oakland Terrace Park, complete with basketball courts, tennis courts, baseball fields, and plenty of open space. Plus, you're only minutes from the beautiful and historic Downtown St. Andrews, known for its waterfront charm, local dining, shopping, and community events. An added bonus—the seller is offering owner financing, making this wonderful home even more accessible for qualified buyers. With its ideal location, modern upgrades, and flexible financing option, this home is a fantastic opportunity you won't want to miss!

Features & Amenities

Interior

  • Total Bedrooms

    3

  • Bathrooms

    2

  • Cooling YN

    YES

  • Cooling

    Central Air, Ceiling Fan(s)

  • Heating YN

    YES

  • Heating

    Central, Electric

  • Pet friendly

    N/A

Exterior

  • Garage

    No

  • Pool

    No

Area & Lot

  • Lot Features

    Paved

  • Lot Size(acres)

    0.17

  • Property Type

    Residential

  • Architectural Style

    Florida

Price

  • Sales Price

    $249,000

  • Tax Amount

    2797.0

  • Zoning

    Resid Single Family

  • Sq. Footage

    N/A

  • Price/SqFt

    N/A

HOA

  • Association

    No

School District

  • Elementary School

    Lucille Moore

  • Middle School

    Jinks

  • High School

    Bay

Property Features

  • Sewer

    Public Sewer

Schedule a Showing

Showing scheduled successfully.

<
>
IN PERSON
VIA CHAT

What is 3 + 4 ?


Change time

Mortgage calculator

Estimate your monthly mortgage payment, including the principal and interest, property taxes, and HOA. Adjust the values to generate a more accurate rate.

Your payment

Principal and Interest:

$

Property taxes:

$

HOA fees:

$

Total loan payment:

$

Total interest amount:

$

Location

County

Bay

Elementary School

Lucille Moore

Middle School

Jinks

High School

Bay

Listing Courtesy of Eddie A Navarez , Salty Marlin Realty LLC

RealHub Information is provided exclusively for consumers' personal, non-commercial use, and it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. RealHub website owner shall not be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

Agent Celeste Rustin

REALTOR®

Celeste Rustin

Call Celeste today to schedule a private showing.

(850) 238-9595

Celeste@GulfLifeGo.com


* Listings on this website come from the FMLS IDX Compilation and may be held by brokerage firms other than the owner of this website. The listing brokerage is identified in any listing details. Information is deemed reliable but is not guaranteed. If you believe any FMLS listing contains material that infringes your copyrighted work please click here to review our DMCA policy and learn how to submit a takedown request.© 2024 FMLS.
Beautifully Updated 3-Bedroom Home Near Oakland Terrace Park - Owner Financing Available! Discover this charming and newly updated 3-bedroom, 2-bath home offering just under 1,100 sq. ft. of efficient, comfortable living space—perfect for first-time home buyers or anyone seeking a move-in-ready property in a prime location. This home has received numerous recent upgrades, including a new roof in 2019, new vinyl plank flooring, and all-new interior and exterior paint, giving it a fresh, modern, and inviting feel. The good-sized yard is ideal for relaxing, gardening, or entertaining, and the property also includes a detached building equipped with electrical—perfect for a future bonus room, studio, or workshop. Located in a highly desirable area, you'll love being within walking distance to Oakland Terrace Park, complete with basketball courts, tennis courts, baseball fields, and plenty of open space. Plus, you're only minutes from the beautiful and historic Downtown St. Andrews, known for its waterfront charm, local dining, shopping, and community events. An added bonus—the seller is offering owner financing, making this wonderful home even more accessible for qualified buyers. With its ideal location, modern upgrades, and flexible financing option, this home is a fantastic opportunity you won't want to miss!

1607 W 13th Street

Message successfully sent.

What would you like to know?

What is 3 + 4 ?

Related Properties

**Gulf-Front studio at Shores of Panama! **This affordable studio unit is perfectly laid out making it an ideal vacation rental or beach retreat. Enjoy breathtaking views of the Gulf through the spacious open-concept living area. The unit features **updated flooring throughout**, **updated coastal décor**, **updated countertops and sink**, **updated appliances**, and plenty of natural light. Shores of Panama is one of Panama City Beach's premier destinations, located just moments from **Pier Park**. Resort amenities include: *Expansive 14,000 SqFt Lagoon-style pool with fountains and tropical landscaping, heated indoor pool for year-round enjoyment, multiple hot tubs, fitness center with modern equipment, private beach access steps from your unit, on-site coffee shop, Sunset Beach Bar & Grill, covered parking garage & 24-hour security. Don't miss your chance to own this beautifully updated, rental-ready Gulf-front condo that offers both personal enjoyment and strong investment potential!
#777647

Panama City

9900 S Thomas Drive 606

None Beds

1 Baths

473 Sq.Ft.

$295,000

MLS#: 777647

New on site 1 day ago
MOTIVATED SELLER!! CALL NOW! Adorable and spacious Florida cottage with an open floor plan. The bright, open kitchen is filled with natural light and features a center island that flows seamlessly into the main living area. The roomy primary suite offers a large bathroom with double vanities, a relaxing soaking tub, and a walk in shower. Three additional bedrooms are located down the hall, along with a shared bathroom and a convenient laundry room with a door leading to the backyard. Situated on a generous 3/4 acre lot with natural trees providing privacy, the backyard is partially fenced and offers plenty of room for outdoor enjoyment. A covered front patio is perfect for spending your warm Florida evenings watching the neighborhood activities. All appliances less than a year old! Motivated Seller! Call today!
#784847

Panama City

6104 Katie Way

4 Beds

2 Baths

1,596 Sq.Ft.

$259,900

MLS#: 784847

New on site 1 day ago
Updated home in the desirable Forest Park neighborhood, ideally located at the end of a cul-de-sac. This centrally located property offers convenient access to shopping, dining, schools, and major roadways. The home underwent extensive renovations in 2022, including a new roof, new LVP flooring, new kitchen cabinets, new stainless-steel appliances, and updated fixtures throughout. Designed with a large open-concept layout, the home features generous open spaces in all the right areas, creating a bright and functional flow for modern living. The spacious layout is immediately noticeable and offers flexibility for a variety of living arrangements. Please note: the home does have known foundation issues and is being sold strictly as-is. Seller will make no repairs or improvements. Engineering evaluations and diagnostics have been completed, and repair estimates from multiple reputable foundation companies are available upon request. Seller and listing brokerage do not endorse or have any affiliation with these companies; information is provided as received. Buyers are encouraged to perform their own due diligence and obtain independent evaluations. This property presents an excellent opportunity for an investor or buyer seeking a fix-and-flip, fix-and-rent, or a homeowner willing to complete repairs and build equity. With its strong location, recent updates, and open layout, this home offers solid potential for the right buyer.
#784877

Panama City

945 Agnes Scott Circle

4 Beds

2 Baths

1,909 Sq.Ft.

$214,999

MLS#: 784877

New on site 2 days ago
New Construction Townhome Convenient to Tyndall Air Force Base! Newly constructed two-story townhome featuring 3 bedrooms, 2.5 bathrooms, and approximately 1,300 square feet of heated and cooled living space, with an attached one-car garage. Community amenities include exterior maintenance and common area upkeep. As soon as you walk through the front door the entrance and grandeur of the entry hall is amazing with the tall ceilings and wide hallway! The main level offers an open-concept living, dining, and kitchen area with quartz countertops, stainless steel appliances, breakfast bar, and contemporary finishes. A half bathroom is located on the first floor for guest use. Rear access leads to a covered patio. Upstairs includes a primary bedroom is an absolute dream! Primary ensuite features a walk-in closet and built-in shelving, along with an ensuite bathroom featuring custom tile work and oversized gorgeous shower. Additional bedrooms, full bathroom, and washer/dryer connections are also located on the second level for convenience! Additional features include tall ceilings and modern construction standards. New construction may offer potential insurance and energy-efficiency advantages; buyers are encouraged to consult with their insurance and utility providers for specific details. The property is located approximately 6.6 miles from Tyndall Air Force Base, 1.6 miles from Winn-Dixie, and 2.9 miles from Under the Oaks Park, with convenient access to shopping, parks, and major roadways. Information is believed to be accurate but not guaranteed. Buyer to verify all measurements, features, and usage.
#784840

Panama City

6712 Cherry Street

3 Beds

2 Baths

1,350 Sq.Ft.

$238,500

MLS#: 784840

New on site 2 days ago
Welcome to Palisades! This well maintained unit has been freshly painted, all LVP flooring, updated showers, HVAC has been routinely maintained and move-in ready. Long Term rental history is excellent. Palisades offers a community dock with short term boat slip access, rec room, great location to Thomas Drive restaurants, and within minutes to beach access. Central location to all Panama City Beach has to offer. This unit is on the ground floor and has 1 covered assigned parking space, 2 bedrooms, 2 bathrooms, and an outdoor patio. There are guest parking spots located directly across from the unit. Owners can enjoy access to the community dock, where you can park your boat for temporary use after a day on the water. The unit is being sold in as-is. Adorable unit and ground level. Buyer to verify any information deemed important. All information is approximate.
#784805

Panama City

6901 N Lagoon Drive 33

2 Beds

2 Baths

1,070 Sq.Ft.

$225,000

MLS#: 784805

New on site 2 days ago
New Construction Townhome Convenient to Tyndall Air Force Base! Newly constructed two-story townhome featuring 3 bedrooms, 2.5 bathrooms, and approximately 1,300 square feet of heated and cooled living space, with an attached one-car garage. Community amenities include exterior maintenance and common area upkeep. As soon as you walk through the front door the entrance and grandeur of the entry hall is amazing with the tall ceilings and wide hallway! The main level offers an open-concept living, dining, and kitchen area with quartz countertops, stainless steel appliances, breakfast bar, and contemporary finishes. A half bathroom is located on the first floor for guest use. Rear access leads to a covered patio. Upstairs includes a primary bedroom is an absolute dream! Primary ensuite features a walk-in closet and built-in shelving, along with an ensuite bathroom featuring custom tile work and oversized gorgeous shower. Additional bedrooms, full bathroom, and washer/dryer connections are also located on the second level for convenience! Additional features include tall ceilings and modern construction standards. New construction may offer potential insurance and energy-efficiency advantages; buyers are encouraged to consult with their insurance and utility providers for specific details. The property is located approximately 6.6 miles from Tyndall Air Force Base, 1.6 miles from Winn-Dixie, and 2.9 miles from Under the Oaks Park, with convenient access to shopping, parks, and major roadways. Information is believed to be accurate but not guaranteed. Buyer to verify all measurements, features, and usage.
#784842

Panama City

6714 Cherry Street

3 Beds

2 Baths

1,350 Sq.Ft.

$238,500

MLS#: 784842

New on site 2 days ago
Fully furnished 4BR/2BA home currently operating as a successful short-term rental in Panama City. This turnkey property is zoned Neighborhood General (NG) with no HOA. The property generated approximately $39,400 in gross short-term rental income in 2024 and approximately $27,700 in 2025 year-to-date, demonstrating consistent rental demand. The property is conveniently located near HCA Florida Gulf Coast Hospital (1.5 mi), Ascension Sacred Heart Bay (1.5 mi), Naval Support Activity Panama City (8 mi), Tyndall Air Force Base (11 mi), Eastern Shipbuilding (5 mi), TRANE Technologies (5 mi), Tom P. Haney Technical College (2 mi), Gulf Coast State College (6 mi), and FSU Panama City (6 mi). St. Andrews State Park (11 mi), Pier Park (15 mi), Northwest Florida Beaches International Airport (ECP) (22 mi), along with nearby marinas, dining, shopping, and local amenities, are also easily accessible. Buyer to verify all information deemed important. Additional vacant lot available for purchase separately.
#784803

Panama City

1637 Louisiana Avenue

4 Beds

2 Baths

1,238 Sq.Ft.

$267,000

MLS#: 784803

New on site 2 days ago
Discover the blend of Convenience, coastal lifestyle and quiet charm at 2026 Baker Court unit 13. A spacious 3 bed 2 bath single story townhome Located in the desirable Baker court subdivision in the historic St.Andrews. You will enjoy being just steps away shores of St.Andrews bay where you can enjoy walks along the beach or catch the best sunset views in Bay County. You are also conveniently located less than a mile from downtown St.Andrews where there is amble options for local dining, botique shops, and the St.Andrews Marina. Inside the home you will enjoy high vaulted ceilings in the main living area, and a very spacious primary suite, perfect for year round living, Weekend getaways, or great investment potential. Dont miss this rare opportunity to own a piece of paradise where the bay meets historical charm and stunning sunsets!
#784814

Panama City

2026 Baker Court 13

3 Beds

2 Baths

1,509 Sq.Ft.

$240,000

MLS#: 784814

New on site 2 days ago
New Construction Townhome Convenient to Tyndall Air Force Base! Newly constructed two-story townhome featuring 3 bedrooms, 2.5 bathrooms, and approximately 1,300 square feet of heated and cooled living space, with an attached one-car garage. Community amenities include exterior maintenance and common area upkeep. As soon as you walk through the front door the entrance and grandeur of the entry hall is amazing with the tall ceilings and wide hallway! The main level offers an open-concept living, dining, and kitchen area with quartz countertops, stainless steel appliances, breakfast bar, and contemporary finishes. A half bathroom is located on the first floor for guest use. Rear access leads to a covered patio. Upstairs includes a primary bedroom is an absolute dream! Primary ensuite features a walk-in closet and built-in shelving, along with an ensuite bathroom featuring custom tile work and oversized gorgeous shower. Additional bedrooms, full bathroom, and washer/dryer connections are also located on the second level for convenience! Additional features include tall ceilings and modern construction standards. New construction may offer potential insurance and energy-efficiency advantages; buyers are encouraged to consult with their insurance and utility providers for specific details. The property is located approximately 6.6 miles from Tyndall Air Force Base, 1.6 miles from Winn-Dixie, and 2.9 miles from Under the Oaks Park, with convenient access to shopping, parks, and major roadways. Information is believed to be accurate but not guaranteed. Buyer to verify all measurements, features, and usage.
#784844

Panama City

6718 Cherry Street

3 Beds

2 Baths

1,350 Sq.Ft.

$238,500

MLS#: 784844

New on site 2 days ago
Located in the desirable Emerald Pointe Resort, this coastal retreat offers convenience, charm, and excellent investment potential. Just minutes from shopping, dining, and area attractions, this well-maintained home features 2 bedrooms and 2 baths with an open family room flowing into the kitchen—ideal for relaxed coastal living or short-term rental use. Recent updates include new engineered flooring, a new HVAC system, a new water heater, a newer roof, and a newer two-car carport. An enclosed rear space with glass windows and a door provides flexibility for a potential third bedroom, bunk room, office, or bonus space—adding value and rental appeal. The utility room houses a washer and dryer along with a large 40-gallon water heater. An attached carport offers covered parking for two vehicles. Whether you're looking for a primary residence, second home, or investment, this Emerald Pointe property checks all the boxes.
#784773

Panama City

1219 S Navy Boulevard 119

2 Beds

2 Baths

922 Sq.Ft.

$250,000

MLS#: 784773

- property

Send a message

Message successfully sent.

Your message

What is 3 + 4 ?

Reason for contacting?

Sign Out

Virtual Assistant

Would you like to take the next step with this property? We can help you schedule a showing or virtual tour, or send you more details.

Yes, I would like more information.

Thank You for Your Reply, One of Our Agents will contact you as soon as possible

No, maybe later.

Thank you, you can always contact me via email, phone number or through the contact form.

Realhub AI

Lucy - Your AI-Powered Realtor

Update Your Temporary Password

Personalize your search

Enter your email and we'll notify you immediately when new listings match what you're looking for.

or enter email address

Already have an account ? Login here

Continue your home search

Already have an account ? Login here

We use cookies

We use cookies primarily for analytics to enhance your experience. By accepting, you agree to our use of these cookies. You can manage your preferences or learn more about our cookies policy.

Privacy Policy Terms of Service